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Social Security Seminar (October 13, 2015)

Presentation materials

Access the video on YouTube

Kurt Czarnowski PowerPoint Presentation

Strategies for Maximizing Social Security Benefits (Summary page) 

Social Security Administration Handout Materials

A "Snapshot"

Retirement Benefits

When to Start Receiving Benefits

Survivors Benefits

How Work Affects Your Benefits


For the most complete and up-to-date information, always visit:

mySocialSecurity website

We welcome the opportunity to answer any questions you have about these materials and about how Social Security fits into your overall financial plan. Please contact us at any time to begin or continue this discussion.

More about the presenter

Kurt Czarnowski is currently the principal in “Czarnowski Consulting,” a retirement planning company which provides “Expert Answers to Your Social Security Questions.”  (

Czarnowski is the former Regional Communications Director for the Social Security Administration (SSA) in New England, a position he held from December 1991 until his retirement at the end of 2010.  He began his career with SSA in 1976, and during his 34 years with the agency he worked in several different management and staff positions in the Boston area. 

As Regional Communications Director, Czarnowski was responsible for coordinating the Social Security Administration’s public affairs/public information activities in the six New England states.  In this role, he was a frequent speaker at local and regional events for members of the public.

In March, 2011, he joined the Board of Directors of the Massachusetts Association of Older Americans (MAOA) and is currently serving his second year as President.  He also serves on the Massachusetts Money Management Project’s state-wide Advisory Council, and is a Member of the New England Pension Assistance Project’s Advisory Board.

A native New Englander, Czarnowski received a Bachelor's degree in History from Hamilton College in Clinton, New York, and a Master's degree in Public Administration from Northeastern University. 

He currently lives in Norfolk, Massachusetts with his wife, Anne.